Policies Applicable on all Texas Cash-out Transactions All Texas Cash-out transactions must comply with the more restrictive of the Fannie Mae base program guidelines or the Texas Cash-out guidelines outlined within this document. General An equity loan may not be refinanced more than once a year (>12 months).
dti) scenario. specifically, the debt-to-income ratio is a number that details the relationship between your total monthly debt and your gross monthly income.What is your debt to income ratio.why should you care. – Now, if more of your income goes to paying your debts instead of being put away for savings, then you might have a high debt-to-income ratio (