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Methodology. To arrive at an "affordable" home price, we followed the guidelines of most lenders. In general, that means your total debt payments should be no more than 36% of your gross income.
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Front-end debt ratio is also known as the mortgage-to-income ratio, and is computed by dividing total monthly housing costs by monthly gross income. For our calculator, only conventional and FHA loans utilize the front-end debt ratio.
At that time, I will retire and our adjusted gross income. a mortgage. We currently earn $200,000, and our 15-year.
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