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It’s important to be sure to apply for the right kind of mortgage. The CFPB is concerned because at least 65% of manufactured home owners who also own their land took out a chattel loan.
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Online Mobile Home Loan Application – Apply online for mobile home loans. We specialize in the finance of mobile homes, manufactured homes, and modular homes whether or not you own the lot that the home sits on. These programs are available in most states and areas, although some restrictions apply.
You could get a personal loan to purchase or refinance a manufactured home. approval times are fast and you might have an easier time getting approved for a personal loan rather than a mortgage.
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Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S. Bank National Association.
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